Some New Banks Having Risks in Loan Portfolios, Causing Concern of Regulators

We are seeing some "high risk" concerns in the banking industry, and we have seen this before.  Regulators are concerned about risk factors, and are trying to be sure that the overall banking system is not at risk.

Our advice to readers, is to carefully watch developments and risk factors that may be emerging that could impact the stability of the U.S. Banking system.  As of today, we suggest that banking leaders, and those  with authority in investments and risk of loan portfolios carefully watch and examine bank asset portfolios.  

This, in light of the new attitude by the U.S. President (who may have limited banking or regulatory experience) will be on top of, or capable of handling this issue, and not create concerns of risks or stability of the banking sector, with his limited experience in regulating or monitoring the stability of the US Banking industry. 

Depositors of U.S. Banks should consider how "safe" are deposits in the US Banking industry and verify how "safe" are their deposits in specific banks that are now under "scrutiny" by Federal Bank Examiners, and be sure that their bank deposits are safe, insured by the FDIC, and that U.S. Bank customers are with banks that are fully insured or safe.

Call your local banks and ask for a written confirmation that your deposits in your "local banks" are safe, insured and that your bank is secure and your "deposits" can be available to you with no hindrances.   Most bank depositors are probably secure and safe, but this might be a good time to verify the security and safety of your bank deposits.   Simply put, our advice to people with large bank deposits: "Better Safe Than Sorry".  Call your banker and ask for confirmation and verification that your bank is safe and that your funds are insured by FDIC.